Crystal N. Suber, MBA

Working with a professional can help you secure a brighter tomorrow.


 I love helping people. I strongly believe that insurance changes lives and the decisions we make today affect not only our lives, but also those whom depend on us.   

 I am an experienced financial services professional. I work with businesses and families to plan for the unexpected. I offer sensible solutions to fit my client's budget and improve upon their overall financial situation.

I specialize in tax free retirement strategies, college savings plans, and guaranteed lifetime income plans.

I enjoy working with small business owners to prepare for the day when they can no longer devote long hours towards the operation and success of the business. I also offer voluntary benefits and financial education for employees.

Yesterday has passed, but tomorrow will depend on the decisions you make today. 

I help you make the decisions which best benefit you and those you love most. 

About Us

Planning Futures

We have years of experience helping clients prepare for the unknown while meeting their financial goals. Ask us about:

  • Financial planning
  • Investment advice
  • Retirement planning
  • Education funding
  • Estate planning

As an independent financial services firm, we can access many different products so you can get the right products and services for you.

Comprehensive Approach

We use proven finance strategies designed to meet your risk tolerance and stand up against market volatility. And you can count on unbiased recommendations and impartial guidance based directly on your needs and goals.

Committed to Service

Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long- and short-term strategies that will help you realize your financial dreams.


Christopher Pulley

Owner of CMP Recruiting 

★  ★  ★  ★  ★  

 Crystal helped me and my family come up with the best solution for our life insurance needs. She is very knowledgeable, ever the professional, and is very passionate about her profession. Highly recommend! 

Andrea Kozuch

Business Planning & Strategy Consultant at MassMutual Financial Group, Mid-Atlantic

★  ★  ★  ★  ★  

Crystal was a pleasure to work with. Her strong work ethic and product knowledge would be an asset to any organization. Crystal’s caring personality resonated well in developing client relationships.

James M. Williamson

English and Civics Teacher at Chesterfield County Public Schools

★  ★  ★  ★  ★  

Crystal is one of the most knowledgeable and detail-oriented individuals I've ever had the privileged to work with. She is an asset to her organization and any who are lucky enough to work with her in any capacity.

Anthony Wilmoth

★  ★  ★  ★  ★  

 Great, knowledgeable service from a fantastic professional.

Jawanda Smith

★  ★  ★  ★  ★  

Quality and consistent support to clientele. An expert in her field able to easily educate and inform those she provides services to on a consistent basis.

Big part of financial freedom is having your heart and mind free from worry crystal clear financial

About Crystal


Crystal N. Suber, MBA is native of Petersburg, Virginia; She is the daughter of Patricia, a single mother, whose abundant love and sacrifice, has shaped the woman Crystal is today; Crystal is the oldest of her siblings. She has 3 brothers and 1 sister.

She was the recipient of the Presidential Scholarship from Virginia State University, where she graduated with honors with a B.S. Economics. Upon graduation, Crystal began work for a financial services firm specializing in consumer lending.

She went on to work at Metlife as an Investment Advisor or IA for 6 years. At this time, she decided to continue her education at Grand Canyon University. In 2014, she earned her M. B. A. in Finance; Spent 2 years at Transamerica before deciding to go independent.

In 2016 she established Crystal Clear Financial Solutions. “Independent” means Crystal can offer more to her clients, guaranteeing the best solution at the best price. The average customer doesn’t know a good deal about life insurance or want to spend a good deal of time figuring out what to buy or how much it should cost. Crystal Clear Financial Solutions does this work for them, making the process simple and efficient.

She has made Richmond her home, where she lives with her partner, “Buddha,” and their dog, Olivia. 


When Crystal isn’t helping families with life insurance, she is serving on the boards of non-profits:

  • Diversity Richmond
  • Baby Buns for Life
  • LGBT Democrats of Virginia
  • Richmond LGBTQ Chamber

Giving back and helping others is so important to Crystal. 

She offers free financial workshops for churches and community groups and regularly volunteers here is a few. She stays busy but it is a labor of love: 

  • Hands On
  • Sportsbackers
  • Susan G Komen
  • Leukemia and Lymphoma Society 

Contact Us

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Become so financially secure that you forget it's payday.  Let's Chat!

Crystal Clear Financial Solutions LLC

11 South 12th Street, Richmond, Virginia 23219, United States

(804) 601-0532


Monday - Friday: 10am - 5pm

Saturday: By appointment

Sunday: Closed